Life insurance grants an amount in the event of death. Disability insurance covers income if the participant becomes disabled. Neither one pays specific and often significant expenses caused by a serious illness or handicap. Critical Illness coverage does, and you should consider subscribing.
Will the house have to be modified? Will out-of-town health services be required? Must early retirement be considered? The Critical Illness benefit rapidly offers you a lump sum payment that you can use for your specific needs.
There are 16 covered illnesses and coverage is available in conjunction with your life insurance benefit in amounts of $15,000 to $125,000.
Spousal Critical illness is also available.